Count On It

Welcome to Count On It — your cashflow plan

See what your balance will do, day by day — no bank connections, everything stays on this device.

Pay what you want, $1 minimum. One-time purchase, yours forever.

Already paid? Enter your code:

Your code is on the confirmation screen right after checkout (click "Return to merchant" if you closed it). Can't find it? Email support and we'll resend it.

Once you're in, importing your spreadsheet and guided setup are in ⚙ Settings.

Starting balance

Add recurring income & bills

First occurrence (optional, defaults to today):

Current balance APR % Monthly payment

IRS installment plan

One block per tax year, from your irs.gov "Income tax (you owe)" card. Enter amounts as of the snapshot date — the engine starts accruing the day after. Payments apply interest → penalty → tax, oldest year first.

Monthly payment

Payment day (1–31)

Interest rate % (IRS sets quarterly)

Snapshot date

Failure-to-pay penalty %/month

Tax year balances (as of snapshot date)

Tip: if a payment just left your bank but hasn't posted to irs.gov yet, don't add it — reduce the buckets by hand so it isn't counted twice. Log one-off extra payments as an "IRS extra pay" ledger entry; the engine picks those up automatically.

Settings & tools

Plan

Backups

Data

Edit transaction

Name

Recurring (same amount, within ±2 days)

Change frequency

Amount

Date

Add entry

Creates a new entry or recurring series without touching anything else in your plan.

Name

Amount

Direction