Budget to plan; cashflow to verify. Count On It shows when money actually leaves and arrives — so you see the tight weeks coming before they hit.
Budget to plan; cashflow to verify. A budget sets your intentions; a cashflow app checks them against reality — every bill, paycheck, and debt payment on the calendar, so you see the tight weeks before they hit. Count On It puts every bill, paycheck, and debt payment on a calendar, projects your balance forward, and warns you before a week goes negative — the way your bank balance actually behaves, not an average of it.
What it does
📅 Real cashflow projectionEvery planned entry lands on its real date. See your ending balance for each of the next 36 months, and exactly which weeks get tight.
♻ Paydays that match real paySemimonthly (15th & last day, or 1st & 15th), weekly, biweekly — plus every 2 months, quarterly, and yearly bills anchored to their true due dates.
💳 Debt payoff built inTrack balances, rates, and payments; the payoff date and remaining interest update as you pay. Mark paid off or remove a debt entirely.
🧾 Ledger that learns your moneyImport real transactions, name them once, and the app recognizes them going forward — including which payday pattern they follow.
🗓 Month calendarGreen for income, orange for debt payments, red for spending. Tap any day to see what's landing.
🏛 IRS installment plannerFor tax years on a payment plan: enter the terms, and it schedules payments and tracks the running balance.
📥 Bring your own dataImport a spreadsheet of transactions, or start from guided setup. Everything stays on your device — export a backup anytime.
No account neededWorks offlineData stays on your device
Open it in your browser
The app lives at countonitapp.github.io/countonit — open that in any browser on any device. Nothing to install from an app store.
Save it as an app on your phone
iPhone (Safari): Open the page in Safari, tap the Share button (the square with an arrow up), then choose Add to Home Screen. It launches full-screen from its own icon, just like a store app.
Android (Chrome): Open the page in Chrome, tap the ⋮ menu (top right), then choose Add to Home screen → Add.
Mac / PC: Just bookmark the page — or pin the tab so it's one click away.
Name your price
Count On It is pay-what-you-want. Try it fully — the first unlock shows you the guided setup and lets you import your own spreadsheet. If it earns a place in your life, pay what it's worth to you. Your purchase code arrives by email and unlocks the app on any device.